TERMS AND CONDITIONS FOR CONSUMERS
 
1. Cooperate or register with  ARTHIKUDAY.COM ( online helping platform and e-education )with your full consent only after reading each and every Terms and Conditions of ARTHIKUDAY.COM ( online helping platform and e-education )very carefully, persuading yourself that you understand and agree.
 
2. I agree to be solely responsible for any financial, social, psychological, or legal harm caused to me in the future as a result of my lack of personal knowledge about the Terms and Conditions of the ARTHIKUDAY.COM ( online helping platform and e-education ), or as a result of having associated with the ARTHIKUDAY.COM ( online helping platform and e-education )by being intentionally or unintentionally misled by another consumer. I am self-convinced and understand that ARTHIKUDAY.COM ( online helping platform and e-education )or VEEDISHA is not responsible in any way, and it is 100% my personal need and responsibility as a consumer to fully read and understand the following Terms and Conditions.
 
3. I understand that an Indian citizen above 18 years of age with a sound mind can associate with the ARTHIKUDAY.COM ( online helping platform and e-education )only with the Company's approval.
 
4. I understand that Aadhar Card number and photo should be updated at the time of registration in ARTHIKUDAY.COM ( online helping platform and e-education ), otherwise the consumership registration cannot be completed.
 
5. A smart phone is must to use the ARTHIKUDAY.COM ( online helping platform and e-education )application. I am aware that a person with a valid PAN card, Aadhaar card, mobile phone number(in personal name) email address, bank account, and UPI ID is only allowed to have one consumership on the ARTHIKUDAY.COM ( online helping platform and e-education ). I am also aware that it is illegal to use these documents to give consumership to someone else.
 
6. I am aware that once a person has entered his or her Name, Mobile Phone Number, and Email ID during the registration process on the ARTHIKUDAY.COM ( online helping platform and e-education ), these three data points cannot be changed of his/her own accord. Therefore, the user should enter these details carefully and personally.
I can only edit the three data points indicated above by using the update consumership option. To update the consumership, a Processing Fee of Rs. 500 should be paid to the Company. The Processing Fee is paid to the Company only for completing the process of update consumership. I am aware that update consumership requests should only be made after carefully reading and comprehending the company's Terms & Conditions since they are the only basis upon which update consumership can be fulfilled. I am aware of and accept that the Rs. 500 paid to the Company as Update Consumership Processing Fee will not be refunded under any circumstance.
7. I understand that the consumer associated with ARTHIKUDAY.COM ( online helping platform and e-education )must update their Pan Card within the limit of receiving Rs 1,00,000 (one lakh) as "Receive Help", and if they do not update they will not be eligible for " Receive Help" after receiving Rs. 1,00,000.
8. I also understand that my WhatsApp Number Verification should be completed in order to receive a WhatsApp message from the Platform while receiving direct financial help from consumers on ARTHIKUDAY.COM ( online helping platform and e-education ).
9. I hereby declare that the PMC (Platform Maintenance Charges) that I pay to the ARTHIKUDAY.COM ( online helping platform and e-education )and the amount that I use to financially help 10 other consumers were earned through my own efforts and ownership and not through terrorism, treason, extortion, theft or any other criminal or illegal activity.
10. With the conviction that it is my social responsibility to help those in financial need in the society, I am ready to provide unconditional direct financial help to the consumers who have registered and cooperated with ARTHIKUDAY.COM ( online helping platform and e-education ).
11. I understand and agree that I am obligated to provide KYC information to ARTHIKUDAY.COM ( online helping platform and e-education )at the time of registering with ARTHIKUDAY.COM ( online helping platform and e-education ).
12. I acknowledge that I am personally responsible for explaining precisely and clearly the concept of the ARTHIKUDAY.COM ( online helping platform and e-education )to others and associate more than two individuals who are in need of financial help and are willing to give direct financial help others on the platform , using my invitation link within 30 days of receiving consumership on the platform.
13. I agree to provide unconditional direct financial help to consumers who have previously entered the ARTHIKUDAY.COM ( online helping platform and e-education )and provided unconditional direct financial help, using my personally earned money.
14. 40,000 rupees given by me in 35 instalments to 12 consumers through ARTHIKUDAY.COM ( online helping platform and e-education )in my own interest, personally unconditionally, voluntarily and directly as financial help will not seek reimbursement under any circumstances and I will not demand refund under any circumstances.
 
15. In accordance with the "give help chart" I obtain from the Platform; I must unconditionally and financially help 12 consumers using the ARTHIKUDAY.COM ( online helping platform and e-education ).
Rs.1000 for the consumer coming in the 1st stage ,
Rs. 1000 for the consumer coming 2nd stage,
Rs.1000 for the consumer coming 3rd stage,
Rs.1000 for the consumer coming in the 4th stage ,
Rs. 1000 for the consumer coming in the 5th stage,
2000 in 1000 x 2 installments for the consumer coming in the 6th stage,
3000 in 1000 x 3 installments for the consumer coming in the 7th stage,
4000 in 1000 x 4 installments for consumer coming in the 8th stage ,
5000 in 1000 x 5 instalments, for the consumer coming in the 9th stage
6000 in 1000 x 6 installments for the consumer coming in the 10th stage,
7000 in 1000 x 7 installments for the consumer coming in the 11th stage,
I understand and agree that financial help of Rs. 8000 is to be provided in the form of 1000 X 8 installments to the 12th stage consumer.
Based on my personal and social conviction that it is my personal and social responsibility to provide direct financial help to 12 consumers as soon as possible, I hereby declare that I will have provided direct financial help to 12 consumers through the ARTHIKUDAY.COM ( online helping platform and e-education ), up to a maximum of Rs.40,000. I give a personal pledge and assurance to the ten customers to whom I owe financial help.
 
16. I also fully understand and comprehend that the way which I will be receiving direct financial help as per the 'receive help chart' is as follows;
Rs. 1000 each from 2 consumers in the First stage, i.e., Rs. 2000
Rs. 1000 each from 4 consumers in the Second stage, i.e., Rs. 4000
Rs. 1000 each from 8 consumers in the Third stage, i, e., Rs. 8000
Rs. 1000 each from 16 consumers in the Fourth stage, i.e., Rs.16000
Rs. 1000 each from 32 consumers in the Fifth stage, i.e., Rs.32000
Rs. 2000 each from 64 consumers in the Sixth stage, i.e., Rs. 128000
Rs. 3000 each from 128 consumers in 384 instalments in the Seventh stage, i.e., Rs. 384000
Rs. 4000 each from 256 consumers in 1024 instalments the Eighth stage, i.e., Rs. 1024000
Rs. 5000 each from 512 consumers in 2560 in i

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